How do Payments Work on Disney Cruise Ships?
Many people wonder if they’ll need to bring cash, credit cards, or foreign currency with them on the cruise. The simple answer is “no.”
All purchases, services, and incidentals will be charged to your stateroom folio while you are on the ship.
However, you may wish to carry cash or a credit card when you are in port to buy items such as souvenirs and snacks.
Avoid Credit Card Issues
To ensure you won’t have any problems using your card during the cruise, it may be a good idea to contact your credit card company to give them a heads-up that you will be traveling outside of your home country.
Payments on the Ship
Shipboard transactions are processed in US dollars and handled in a trouble-free, cashless way. Services and purchases – including beverages, souvenirs, gratuities, photography, spas, salons, laundry, and medical services – will accumulate on your stateroom folio and be charged thereafter.
Upon check-in at the Disney Cruise Line terminal, you may present your credit card to be used for charging incidentals. The following cards will be accepted:
- American Express
- Discover Credit Card
- Disney Visa Credit Card
- Diners Club International
- Japanese Credit Bureau
To make payments toward your folio, you may choose to use the credit card on file, make payments with cash, or use American Express-issued Travelers Cheques denominated in United States Dollars. If you happen to have any old Disney Dollars laying around, you can use those, too.
Disney Cruise Line policy requires that all charges must be settled before leaving the ship.
Payments in Ports of Calls
In the Caribbean and the Bahamas, major credit cards and U.S. dollars are accepted nearly everywhere.
For European and Mediterranean Disney cruises, USD paper currency or American Express Travelers Cheques in USD are the preferred currency choices in ports for foreign currency exchange in local currency or euros.
Major credit cards with embedded chips (especially Mastercard and Visa) are accepted by most merchants in these ports of call.